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Pursuing a Debt Against a Foreign Debtor: A Guide for Czech Citizens

Which country's courts have jurisdiction over a debtor based abroad, and why locating their assets is often the real challenge.

Debt CollectionEuropean Union
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Quick Answer

Pursuing a debt against someone based in another EU country starts with confirming which country's courts have jurisdiction — generally the debtor's domicile under Brussels Ia, though contract-specific jurisdiction clauses can change this. Locating the debtor's assets in practice is often the harder part, and enforcement follows the procedure of the country where those assets actually are.

Quick Facts

Jurisdiction framework
Brussels Ia Regulation (EU) 1215/2012 — generally the debtor's domicile
What's often the real challenge
Locating the debtor's specific assets, not just establishing the legal right to be paid
Who this applies to
Creditors pursuing a debtor based in another EU country
Typical first step
Confirm the debtor's exact domicile/registered address and any known assets

Your Options

Sue at the debtor's domicile

The general jurisdiction basis under Brussels Ia.

Rely on a contractual jurisdiction clause, if one exists

A valid clause in the underlying contract can determine which court to use instead.

Use a simplified EU procedure for uncontested claims

The European Payment Order or Small Claims Procedure, where the claim fits their criteria.

Steps to Take

  1. 1

    Confirm the debtor's domicile and jurisdiction

    The starting point for deciding where to pursue the claim.

  2. 2

    Investigate the debtor's assets

    Bank accounts, property, or business interests in the relevant country — essential for enforcement to actually work.

  3. 3

    Choose and pursue the appropriate procedure

    Simplified EU procedure or standard proceedings, depending on the claim.

  4. 4

    Obtain an enforceable decision

    Judgment, payment order, or other enforceable instrument.

  5. 5

    Enforce against the identified assets

    Following the procedure of the country where those assets are located.

Documents You May Need

  • Contract or agreement establishing the debt
  • Evidence of the debtor's domicile/registered address
  • Any information on the debtor's known assets
  • Invoices or other proof of the amount owed
  • Identity documents

Common Mistakes to Avoid

  • Obtaining a judgment without first checking whether the debtor has any identifiable assets
  • Assuming Czech courts have jurisdiction without checking Brussels Ia's rules
  • Underestimating the time and cost of asset investigation abroad
  • Not considering a contractual jurisdiction clause that might override the default rule

Risks & Deadlines

A debtor with no identifiable assets makes any judgment hard to enforce in practice

Requires legal review for the specific case — asset investigation before pursuing a claim can save significant wasted cost.

Limitation periods vary by the law governing the underlying debt

Requires legal review for the specific country — don't assume the Czech limitation period applies.

Estimated Costs

  • Asset investigation: Requires legal review — varies by country and complexity
  • Initial lawyer consultation: Varies by lawyer and country — ask for a quote upfront
  • Enforcement proceedings: Requires legal review — depends on the country

When to Contact a Lawyer

  • You're unsure which country's courts have jurisdiction over your claim
  • You need help investigating the debtor's assets
  • The debtor disputes the debt
  • You have a decision but need help enforcing it

Frequently asked questions

Generally no, unless a specific exception or valid jurisdiction clause applies — Brussels Ia generally points to the debtor's own domicile as the basis for jurisdiction.

This typically requires local investigation in the debtor's country — a lawyer familiar with that country's asset-tracing options can advise on what's realistically available.

This needs careful consideration — a judgment against a debtor with nothing to enforce against may not be worth the cost of obtaining it, though circumstances can change over time.

No. LawBridge is a platform that connects you with independent lawyers — it does not itself provide legal advice or legal services.

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